A Personal that is pre-approved Loan an instant loan facility for chosen clients.

This doesn’t need any security or safety. If somebody features a good credit rating, he or she becomes qualified to receive a pre-approved unsecured loan. It has a processing that is quick and loan gets disbursed in seconds.

Web banking

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Charge Card

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Debit Card

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Key features

Disbursal in 3 seconds* – if you’re an ICICI Bank client and additionally qualified to receive a pre-approved loan, you will get funds straight into your bank account in only 3 moments*
Minimal paperwork – Pre-approval Personal Loan at ICICI Bank is just a process that is hassle-free calls for zero or minimal paperwork for loan approval
Least processing time – The pre-approved loan clients benefit from the processing time that is least for disbursal of loan
No Security/ Collateral required – ICICI Bank provides pre-approved Personal Loan to chosen clients with no safety or security
Versatile Repayment – At ICICI Bank, pre-approved personal bank loan clients enjoy versatile payment scheme enabling clients to select tenure and quantity of their option. This is why loan payment really simple and hassle-free for our clients.

Eligibility

ICICI Bank pre-approved Personal Loan is generally speaking agreed to customers having good credit score or that have on a clean tabs on repaying their dues. It’s also agreed to customers whether they have no credit score talking about parameters like earnings and history that is saving. If you should be an ICICI Bank client, it is possible to get on Web Banking utilizing iMobile application or through www. Icicibank.com to test your eligibility.

Amount and Tenure

The Personal that is pre-approved Loan varies for each and every person. The utmost amount that is pre-approved get as much as Rs 20 lakh* which considers customer’s credit score in addition to loan payment period. To settle the mortgage, you are able to choose for tenure ranging from a couple of years to 60 months which can make the mortgage payment procedure simple for ICICI Bank clients.

Test Personal Bank Loan Calculation

Loan Amount	Rs. 1,000,000
Interest Rate	11.25per cent per year
Loan Term	60 Months
Monthly EMI	Rs. 21,867
Processing charges	1.25percent of loan amount plus GST

*The values shown are for representation purposes just. Real values may vary.

Just how to use?

You can easily make an application for ICICI Bank pre-approved unsecured loan in simply 4 actions:

Step one: Fill the application form form:

Apply through iMobile www. Icicibank or app.com
Visit the ICICI that is nearest Bank branch

Step two: pick your needed loan amount and tenure.

Step three: Amount are going to be credited for your requirements.

What’s Personal Loan that is pre-approved?

A pre-approved personal bank loan is normally provided by banking institutions to clients who have a clean history of repaying their dues. It is offered by reduced rates of interest. It’s also available in instance consumer does not have any credit history foundation parameters like income and savings history.

What’s the pre-approved quantity that may be sanctioned?

It is centered on your credit history and loan payment track. ICICI Bank provides amount that is pre-approved to Rs 20 lakh.

How do I make an application for A pre-approved loan?

It is possible to use through ICICI Bank site, ICICI Bank iMobile app or ICICI Bank ATM or simply SMS PL to 5676766.

How do you repay the pre-approved loan?

It is possible to repay the mortgage in Equated Monthly Instalments (EMIs). For those who have an ICICI bank-account, you are able to mandate us to directly debit exactly the same through automobile debit mandate or you have actually an alternative banking account, then through NACH mandate.

Exactly just just How enough time does it just simply just take for pre-approved loan approval and disbursal?

Pre-approved loans are immediate loans that are approved need simply 3 seconds* for disbursal.

Do i want safety to avail of Instant Personal Loan?

No, there is absolutely no element safety or guarantor for the Personal that is pre-approved Loan.

*The loan quantity will undoubtedly be credited upon conclusion associated with online verification and acceptance of final offer.

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