Get the car finance that’s right for your needs

We provide a selection of purchase and funding options to create your automobile buying simple and hassle-free with competitive interest levels, discounts and flexible payment plans. Utilize our convenient car loan calculators to compare car loan prices and terms and protect your vehicle with your repayment security and insurance coverage choices.

Why choose TDECU for the loan?

  • Rates starting at 2.49% APR 1
  • No cash straight down possibilities
  • Discounts for recurring deposit that is direct of250 or even more
  • No concealed charges, expenses, or penalties that are early-payoff
  • Affordable payment plans customized to your needs
  • 24-hour approval of all loans
  • Terms so long as 72 months

Brand brand brand New or utilized automobile financing

No cash straight down options available, discounts for recurring direct deposits of $250 or maybe more, with no concealed costs, costs or very early payoff charges

2.49% – 48 Mo. – brand New car

No re re payments for ninety days 3

Get car loan somewhere else?Refinance with TDECU! 2

Decrease your payment per month. Discounts for recurring direct deposits of $250 or even more, with no concealed charges, expenses or payoff that is early

2.49% – 48 Mo. – brand brand brand New car

No re payments for ninety days 3

Motorcycle, leisure and boat automobile loans

Thinking of buying a bike, watercraft, RV, ATV/UTV or, to refinance that loan held somewhere else 2 we now have financing options for all those, too!

4.49% – 48 Mo. – brand New motorcycle5.25% – 48 Mo. – New boat5.25% – 48 Mo. – brand brand brand New leisure car

No re re re payments for ninety days 3

brand New or used automotive loans

Get car finance somewhere else?Refinance with TDECU! 2

Motorcycle, leisure and boat car loans

No cash straight straight down choices available, discounts for recurring direct deposits of $250 or maybe more, with no concealed charges, expenses or very early payoff charges

Reduce your payment per month. Discounts for recurring direct deposits of $250 or maybe more, with no concealed costs, expenses or very early payoff charges

Get pre-approved

If you are pre-approved for a TDECU car loan, automobile dealers understand you may be a significant customer and you will be willing to provide a great deal getting your online business. Plus, you will be confident comprehending that you’ve got low-rate funding supplied by TDECU.

Finance during the dealership

TDECU financing can be obtained straight at a huge selection of dealerships in Texas. As soon as you get the automobile you need, inform the dealer you desire your loan from TDECU, then finish the paperwork right during the dealership, as well as in virtually no time your loan is authorized.

Shop with Carvana

Carvana has an online showroom of examined, top-notch cars. In some ticks you are able to choose, finance, and pick-up your vehicle from their car machine that is vending have your car or truck sent to you. All with a 7-day guarantee that is money-back.

Car finance calculators

Our online car loan calculators will allow you to calculate your repayments to help you discover the loan that is right you.

Pick a calculator through the list below.

Automobile: Simply How Much Will My Automobile Re Payments Be? Automobile: How car that is much I Pay For?

Here is what you will have to offer us to begin with:

  • Work, income, and housing information
  • Amount you may like to fund (purchase price, fees, name, permit, and warranties, less downpayment that is any
  • Duration of the mortgage, also called the word of this loan
  • If you should be exchanging in an automobile we shall require the name, loan, enrollment and permit information
  • For those who have currently chosen a car to acquire, we are going to require the Vehicle Identification Number (VIN), the precise mileage as well as the dealer or vendor’s title

re Payment security and insurance protection

GAP insurance coverage

This protection is supplemental to much of your insurance coverage and may benefit spending any differences when considering what’s owed on the automobile, in addition to vehicle’s value.

Automobile benefit benefit

Included within the GAP insurance coverage, this advantage pays around $500 per loss (unlimited losses each year) each time a claim is filed and compensated together with your main insurance coverage provider.


TDECU Insurance Agency, LLC

Our agency is going to work with you to definitely get the most useful auto insurance rates that won’t sacrifice protection. We will perform some contrast work, finding you the coverage that is best at the very best value.

Have actually you received a page when you look at the mail Collateral that is regarding Protection (CPI)? Click on the key below to present your evidence of insurance on the web.

Car finance FAQ

How do being pre-approved assist me once I am searching for a car?

When you’re pre-approved for an automobile loan, you are able to concentrate on negotiating the greatest price whenever visiting the dealership. This enables you to definitely go shopping with certainty, once you understand you’ll not end up getting higher rate financing. Dealers have a tendency to just simply simply take people who have pre-approved funding more really as it means you are earnestly searching for a car willing to conduct business.

Could I be authorized for a car loan and also have funds available the exact same time?

Quite often, you may well be authorized and funds provided the exact same time. We realize that sometimes the vehicle-buying procedure is an matter that is urgent. All of us will reply to your concerns which help expedite the car loan application and approval procedure.

Could I make additional re payments and spend my vehicle loan off prior to when the first term?

Yes. At TDECU, there aren’t any prepayment charges for paying down your vehicle loan prior to when your initial term. In reality, it is a powerful way to spend less on interest within the long haul!

1 APR = percentage Rate that is annual.

2 Existing TDECU loans are ineligible for refinancing.

3 Interest is going to be charged for your requirements through the initial loan date in the unpaid stability throughout the 90-day repayment deferral duration. Restricted time offer.