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This account will not earn interest.

CUA Daily Snap Account

This account will not make interest.

CUA Daily Youth Account

This account will not make interest.

Everyday 55+ Account –> 0.01%p.a. –> 0.45%p.a. –> 1.30%p.a. –>

CUA Daily 50+ Account

Conditions: Funds can be obtained on call. Interest rates are calculated on day-to-day balances and paid monthly. Speed applies on a stepped foundation. Interest paid at 0.01%p.a. on balances under $5,000, at 0.55%p.a. on balances from $5,000 to $50,000, and also at 1.30%p.a. from the part of the total amount over $50,000.

CUA Daily Company Account

Conditions: Funds can be obtained on call. Interest percentage is calculated daily on entire balances and paid half-yearly.

All balances make 0.01% interest.

Savings & Term Deposits

Term Build Up

Conditions: Minimal investment $5,000. Interest rates are calculated daily on entire balances. To get the Platinum Plus Club Member prices pointed out below, the account owner for the term deposit must certanly be either a person aged 55 years or higher, or an excellent Fund/Trust, where in fact the Trustee is a person aged 55 years or higher.

CUA eSaver Reward Account

eSaver Flexi Account

CUA Youth eSaver Account

Conditions: interest percentage is calculated on day-to-day balances and paid monthly. Speed applies on a stepped basis. Interest paid at 3.20%p.a. on balances up to $5,000, then at 1.00%p.a. on that part of the total amount over $5,000.

Mortgage Loans

All loans are susceptible to CUA’s normal lending policy. Charges and fees use. Make reference to Schedule of charges brochure. Conditions connect with ‘new company just’ provides. Interest levels take a per year basis and they are susceptible to alter.

Housing Finance Owner/Occupier & Household Investment

Adjustable Prices

Fixed Rates

Residence Loan Information Show content

* contrast rate determined for a $150,000 loan that is secured a term of 25 years predicated on month-to-month repayments. #Warning: This contrast price does work just for the examples offered and might maybe perhaps not consist of all charges and fees. Various terms, charges or other loan quantities might cause a comparison rate that is different.

О” Maximum Loan to Value Ratio (LVR) is comprehensive of Lenders Mortgage Insurance (LMI) where relevant. Maximums based on standard safety. Lower LVR limitations make an application for non-standard safety kinds.

# On termination for the period that is fixed loan reverts to your appropriate Standard Variable Principal & Interest payment price.

1 Achieve Variable is present to new to CUA mortgage loans just. Minimal loan amount $100,000. Maybe maybe perhaps Not designed for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage loan completely approved just before 7/11/2018. Optimum LVR restrictions use according to standard safety kinds. Posted interest levels and discounts available and relevant to mortgage loans submitted on or after 7/11/2018. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by repayment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter when it comes to full lifetime of the loan supplied that you don’t differ your loan agreement. in the event that you differ your loan (as an example, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

2 accessible to a new comer to CUA mortgage loans just. Minimal loan amount $100,000. Provides perhaps not readily available for switching of current CUA mortgage loans or to applicants for the next CUA mortgage completely authorized ahead of 04/07/2018. Optimum LVR restrictions use predicated on standard safety types.

3 major and interest (P&I) repayments just. Perhaps perhaps perhaps Not designed for construction purposes.

4 re re re Payments are built on a pastime just foundation for first year. After one year loan will return towards the Achieve that is relevant Variable repayments rate showing the discount specified in your loan agreement. contrast price centered on a 12 thirty days interest just duration and P&I for stability associated with term.

5 optimum interest just amount of a couple of years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration associated with the interest only period loan will return into the appropriate Achieve Variable P&I repayments price reflecting the discount specified in your loan agreement. Contrast prices considering a 24 and 60 interest only period respectively and P&I for balance of the term month.

6 re Payments are manufactured on a pursuit just foundation for very very very first year. After 12 months loan will return towards the Accelerate that is relevant Variable repayments rate. Comparison price according to a 12 interest only period and P&I for balance of the term month.

7 Maximum interest just period of a couple of years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. At expiration for the interest period that is only will return towards the appropriate Accelerate Variable P&I repayments rate. Comparison prices according to a 24 and 60 thirty days interest just duration correspondingly and P&I for balance for the term.

8 Achieve Variable can be acquired to new to CUA mortgage loans only. Minimal loan amount $250,000. maybe perhaps Not designed for switching or restructuring of current CUA mortgage loans or to candidates for the next CUA mortgage loan completely authorized ahead of 02/08/2019. Optimum LVR restrictions use centered on standard protection kinds. Posted interest levels and discounts available and relevant to mortgages submitted on or after 02/08/2019. Interest levels and discounts can vary by loan function (owner occupied and investment) and also by payment kind (principal and interest, interest just and construction loans). The discounts specified in your loan agreement will maybe not alter when it comes to lifetime of this loan supplied you don’t differ your loan contract. In the event that you differ your loan (for instance, changing the mortgage repayment or purpose kind), the rates and discounts may alter.

9 Achieve Variable can be acquired to new to CUA mortgage loans just. Minimal loan quantity $500,000. Perhaps Not readily available for switching or restructuring of current CUA mortgage loans or even to candidates for the next CUA mortgage completely authorized ahead of 14/11/2019. Optimum LVR restrictions use according to standard security kinds. Posted rates of interest and discounts available and relevant to mortgage loans submitted on or after 14/11/2019. Rates of interest and discounts can vary by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not alter when it comes to full life associated with the loan supplied that you do not differ your loan agreement. In the event that you differ your loan (as an example, changing the mortgage function or payment kind), the prices and discounts may alter.

8 Achieve Variable is present to a new comer to CUA mortgages just. Minimal loan quantity $150,000. perhaps perhaps Not readily available for switching or restructuring of current CUA home loans or even to candidates for the next CUA mortgage loan fully authorized just before 1 2020 april. Optimum LVR restrictions use predicated on standard protection types. Posted rates of interest and discounts available and applicable to mortgage loans submitted on or after 1 2020 april. Rates of interest and discounts can vary greatly by loan function (owner occupied and investment) and also by payment kind ( interest and principal, interest just and construction loans). The discounts specified in your loan agreement will likely not change when it comes to lifetime associated with loan supplied you may not differ your loan agreement. If you vary your loan (for instance, changing the mortgage repayment or purpose kind), the prices and discounts may alter.

15 Principal and interest (P&I) repayments just. maybe perhaps Not readily available for construction purposes.

16 optimum interest just period of two years for owner-occupier and 60 months for investor financing at the mercy of credit evaluation. Interest just duration must align in to the fixed rate duration. At expiration associated with the interest period that is only will return to your appropriate Standard Variable P&I repayments price. Contrast prices predicated on interest limited to the fixed term and relevant P&I for balance regarding the term.

17 re Payments were created on a pursuit just foundation for very very first one year. After https://speedyloan.net/uk/payday-loans-cam one year loan will return towards the appropriate Standard Variable P&I repayments price. Contrast price according to a 12 thirty days interest just duration and relevant P&I for stability regarding the term.